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Natalie Garfield

FD/CFO

I’m an experienced Finance Director with a strong foundation in manufacturing and extensive experience at Capita Plc. I’ve led financial strategy across sectors including Local Government, Education, Health, and Private Sector – driving value, efficiency, and profitability across the UK through strategic pricing and stakeholder collaboration.

Natalie Garfield – Fractional CFO – South Wales

Track record highlights

  • Progressed from Management Accountant to Finance Director within a FTSE 250 company, demonstrating consistent performance and leadership.
  • Led financial strategy across multi-sector operations including Local Government, Education, Health, and Private Enterprise, supporting both central functions and frontline delivery.
  • Negotiated and priced contracts ranging from 4-week projects to 15-year partnerships, ensuring profitability and competitiveness in a shifting market.
  • Supported transition from long-term partnerships to transactional business models, maintaining financial stability and adapting pricing strategies to new commercial realities.
  • Led finance through complex organisational transformations, including restructures, contract transitions, and service redesigns.

Sector Experience

  • Construction: Local Government Highways Infrastructure
  • Manufacturing, Transport & Logistics: Car industry manufacturing and Logistics delivery
  • Design & Architecture: Local Government Highways and Assets Designs
  • Government Defence: Local Government and Education outsourcing
  • Healthcare: Community Hospital Outsourcing of IT, Payroll and Assets Management
  • Not for Profit: Drug and Alcohol Addiction Charity

Natalie's specialist skills

Budgeting & Forecasting

Quarterly reforecasting.

Business Planning

Creating Annual 5 yearly budgets.

Management Information

Preparing and presenting monthly management information for board Meetings.

Leadership

Leading a team of 15 accountants and being a mentor to the operational teams.

Systems and Controls

Developing and implementing systems and controls to ensure finances are robust, accurate and reliable.

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