Penny Owens

Banking Relationship

I have sat on both sides of the fence by advising the bank on deals and advising clients on how to get the best terms from their bank.

Budgeting & Forecasting

From business who have never done a budget before to businesses who rely heavily on understanding thier variance to budge and where that takes them going forward.

Management Information

Nothing happens without understanding where the business sits today.

Corporate Finance

I have competed numerous small to mid size acquisitions and disposals, across Europe and the US.

Business Planning

Planning is key in all businesses I have been involved with, whether this is short term survival or long term exit.